I have a unique and viable idea but no seed money. I also have low qualification (no college education) so no chance of funding by VCs.
I am aware of many programs by US and other governments. Are there any similar programs in INDIA?
The Government of India has setup a Credit Guarantee Fund Trust for Micro and Small Enterprises.
It provides guarantee for loans upto 1 Core rupees based purely on your business plan. Also if your loan amount is less, you wont be charged anything if your startup fails. Its very much like a grant.
Also, there are many other schemes. You can look here for more information.
Hope this was helpful.