Loan Questions

What's the quickest way to get a quick term loan or SBA loan? My company has been in business for about 5 years, with over $20,000 in monthly cash flow. I have tried to apply for financing with a...

Finance Financial Loan Small Business Fast Business Loans

asked Feb 25 '20 at 20:31

Rocco Schmidt
308 points

A little background on my business: I have been in business for about 4 years and generate $190K in annual profits. The one thing holding my small business back from growth is lack of capital. Been...

Loan Small Business

asked Aug 13 '18 at 15:01

Chrissie Gray
1,107 points

Is there a way to get an easy business loan for a medical business?I work with a client who is in urgent need of financing. They essentially want to bridge gaps in working capital by taking out an...

Finance Loan Small Business

asked Aug 21 '18 at 20:11

Patricia Wright
663 points

To buy a capital investment and build inventory, a family member wrote a $3,000 personal check to my company. We verbally agreed on terms of 1 year at 10% interest with monthly payments. My...

Finance Agreements Loan

asked Apr 13 '10 at 06:45

Clint
695 points

My biz partner and I split up (not amicably) a couple of months ago, and he left my bootstrapped startup business. When he left, his total equity in the company was vested up to 20%. I own the...

Co-Founder Equity Legal Investment Loan

asked Jun 5 '13 at 07:58

John B.
6 points

I came up with an invention 4yrs ago and just recently took it to invent tech to get help making it. My husband drew out the sketch for me. When I took it to Invent Tech they told me it would cost...

Startup Costs Investors Partnerships Loan

asked May 30 '13 at 01:25

Chardae Keller
14 points

I would like to start a hotel over the next few years. I know I will need a lot of capital to do so. I am working on getting the capital right now but I would like to know what a realistic amount...

Startup Costs Investment Loan Cost Estimation Franchise

asked Mar 31 '13 at 06:06

Makai
11 points

I have some extra cash that I'd like to use to earn cash. Does the following proposal seem good, and if so, are there investor/borrower groups or online communities where I could find startups who...

Loan

asked Aug 16 '12 at 08:49

User6492
1,747 points

I am curious whether the person is liable to paying back any business loans taken from a bank for a business that they have. If the business goes out of business, does the load simply vanish? How...

Accounting Loan

asked Jul 21 '12 at 04:37

Genadinik
1,821 points

Background I've been working on a video game for android devices (i.e. an app) for some months now, and I'm getting close to completing a solid, well polished product I'm lucky enough to have an...

Funding Finance Apps Loan

asked Jan 25 '12 at 11:32

James Coote
130 points

I am thinking of becoming a sole trader. I know as a sole trader I am liable for any debt the company has. Can I place money from my personal account into the business account to start it off? I...

UK Tax Loan

asked Oct 29 '11 at 09:38

Jack
11 points

Just wondering if a software startup can qualify for SBA loan or is it actually for brick and mortar mom/pop business? If anyone has experience successfully getting a loan for Software startup...

Startup Costs Loan SBA

asked Oct 5 '11 at 06:05

Gagan
150 points

I discovered that I have some borrowing capacity at low rates based on an investment account that I have, and so I'd like to draw down that money and loan money to start-ups and other companies...

Investors Loan

asked Jul 3 '11 at 21:46

User6492
1,747 points

I've been operating a local computer repair and retail business for about 2 years and haven't needed a line of credit until now. The problem is that I'm in college and have student loans. So, as a...

Credit Cards Loan Sole Proprietorship

asked May 27 '11 at 03:15

David Brown
116 points

There are a lot of books out there which hit on these concepts: Discounted cash flow: NPV, IRR Return on equity WACC CAPM Capital structure: Debt vs. Equity However, most of these books broach...

Equity Finance Loan Corporate Capital

asked May 13 '11 at 03:00

Jgoldberg
6 points

In the near future I will be taking a small business loan. I had planned on going to my local bank or to lending club but then I figured maybe I can get away with opening a new credit card with a...

Credit Cards Loan

asked Apr 24 '11 at 10:05

Sk24iam
344 points

I am the owner of a website that distributes digital content (photo/ footage/ music) for the film, interactive and media industries. We launched four years ago and are among the market leaders in...

Personal Investment Investors Loan

asked Feb 25 '11 at 15:34

User8084
14 points

So how typically does financing work. Are investors basically giving me a loan that I have to pay back? Are they buying equity (so that upon business failure, nobody owes anybody anything)? Are...

Equity Investors Loan

asked Dec 6 '10 at 09:03

John Berryman
388 points

The question speaks for itself. There are similar questions, but I didn't find one that provides a checklist of things you should consider before and after borrowing money to fund your...

Funding Finance Loan

asked Sep 10 '10 at 08:40

Javid Jamae
347 points

I'd like to start a thread discussing the type of funding different startups are using and why. I think that there are a lot of people here who would like to hear the general experiences,...

Funding Finance Loan

asked Mar 30 '10 at 03:10

Ev Conrad
561 points